Mortgage Bankers Association

Non QM reaps benefits from policy, market discipline: execs

LOAN PRODUCTS, Mortgage Bankers Association, Originations, Secondary markets / Ricky Vasquez

Frin left to right: Moderator Devin Norales, and panelists Max Slyusarchuk, Jeremy Schneider, Peter Simon and Rudy Orman address the audience at the Mortgage Bankers Association’s Secondary and Capital Markets Conference in New York on May 19, 2025. Politics, marketing and organic growth within the borrowing public are providing momentum to non-qualified mortgage businesses, leading […]

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Competition for HELOC business heats up as home equity grows

HELOCs, Home Equity, HWmember, LendingLife, Mortgage, Mortgage Bankers Association, Mortgage Rates, Origination / Ricky Vasquez

John Toohig stood at a podium as the moderator of a panel about home equity lines of credit (HELOCs) and asked an illustrative question of the audience of mortgage professionals. “How many of you have a mortgage first lien, 30-year with a 4% coupon or lower?” A majority raised their hands. “You are all the

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Trump regulatory changes benefit industry, MBA leader says

Industry News, Mortgage Bankers Association, Regulation and compliance / Ricky Vasquez

The Mortgage Bankers Association expects regulatory easing in the first months of the second Donald Trump administration to provide favorable tailwinds for the lending industry, its top official said on Tuesday. With a release from a series of existing and pending rules put forth by financial regulators under former President Biden, the association’s CEO Bob

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Mortgage rates remain close to 7%, but there are positives for housing

Altos, Bob Broeksmit, First American, HWmember, Mortgage, Mortgage Bankers Association, Mortgage Rates, Mortgage Rates Center, Origination / Ricky Vasquez

Mortgage rates rose in the past week, but even as they remain close to 7%, there’s little evidence to suggest they’ll move much higher and further constraint housing affordability. On Tuesday, 30-year conforming rates averaged 6.93% while 15-year conforming rates averaged 6.76%, according to HousingWire’s Mortgage Rates Center. In comparison, these figures stood at 6.88%

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What’s the goal of ending the Fannie and Freddie conservatorship?

Fannie Mae, Freddie Mac, GSE Reform, GSEs, HWmember, Mortgage, Mortgage Bankers Association, Regulatory / Ricky Vasquez

The government-sponsored enterprises (GSEs) have been under the conservatorship of the federal government since the 2008 financial crisis, and for some time now many in the mortgage industry have thought this should end. But what is the goal of ending the conservatorships for Fannie Mae and Freddie Mac? GSE reform was up for debate at

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MBA’s Bob Broeksmit: ‘The CFPB is listening’ to industry concerns

Bob Broeksmit, CFPB, Fannie Mae, Freddie Mac, Government Lending, GSE Reform, GSEs, HWmember, LendingLife, Mortgage Bankers Association, Origination, Regulatory / Ricky Vasquez

The Mortgage Bankers Association (MBA) highlighted the deregulatory efforts of the Trump administration at its Secondary and Capital Markets Conference in New York this week, including work at the CFPB. But on the topic of releasing the government-sponsored enterprises (GSEs) from conservatorship, MBA president and CEO Bob Broeksmit said he isn’t expecting action anytime soon.

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Joe Gormley addresses pesky rumors about Ginnie Mae

Cybersecurity, Delinquencies, DOGE, Ginnie Mae, Government Lending, HWmember, LendingLife, Mortgage, Mortgage Bankers Association / Ricky Vasquez

What you might have heard about Ginnie Mae is simply rumor, according to Joe Gormley, the government-owned company’s executive vice president and chief operating officer. Gormley says that Ginnie Mae has adequate staffing to fulfill its mission, has no plans to shrink the size of issuers and furthermore is happily accepting new issuers. In a

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Fed’s Williams flags tariff risks, signals 2025 slowdown

Economic news, Federal Reserve, Mortgage Bankers Association / Ricky Vasquez

From left: New York Fed President John Williams and MBA Chair and President of Lennar Mortgage Laura Escobar The strength of U.S. consumers has kept the economy resilient, but recent developments raise the likelihood of a slowdown in 2025, according to a leading Federal Reserve official. Frequently changing tariff policy and the threat of geopolitical

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MBA brings on Kaitlin Hildner in policy role

Housing Policy, HWmember, Mortgage Bankers Association, People Movers, Regulatory, U.S. Department of the Treasury / Ricky Vasquez

The Mortgage Bankers Association (MBA) announced on Friday afternoon that Kaitlin Hildner has joined the association, taking on the role of Associate Vice President of Loan Administration Policy. In her role, Hildner will help lead the development and implementation of MBA’s strategy on legislative, regulatory and other industry issues related to loan administration and mortgage

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MBA and NHC express support for housing provisions in GOP tax bill

Congress, House of Representatives, Housing Market, HWmember, Legislation, Mortgage Bankers Association, National Housing Conference, Tax, Tax Cuts and Jobs Act / Ricky Vasquez

As the debate over tax reform continues to play out in Congress, housing organizations are lauding the housing provisions in the House of Representatives‘ Ways and Means Committee’s current tax proposal. The National Housing Conference (NHC) praised the housing provisions included in the current draft of the bill through a statement from David Dworkin, its

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Non QM reaps benefits from policy, market discipline: execs

Competition for HELOC business heats up as home equity grows

Trump regulatory changes benefit industry, MBA leader says

Mortgage rates remain close to 7%, but there are positives for housing

What’s the goal of ending the Fannie and Freddie conservatorship?

MBA’s Bob Broeksmit: ‘The CFPB is listening’ to industry concerns

Joe Gormley addresses pesky rumors about Ginnie Mae

Fed’s Williams flags tariff risks, signals 2025 slowdown

MBA brings on Kaitlin Hildner in policy role

MBA and NHC express support for housing provisions in GOP tax bill

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