VA Loan

NAR: Homebuyers still have down payment misconceptions

Affordability, Down Payment Assistance, FHA loan, First-Time Homebuyers, Homebuyers, Housing Market, HWmember, National Association of Realtors, VA Loan / Ricky Vasquez

Despite growing attention around all-cash transactions, most Americans — especially first-time buyers — continue to finance their home purchases, according to new data from the National Association of Realtors (NAR). Among primary residence buyers, 74% financed their home purchase in 2024. That share jumps to 91% for first-time buyers, said Jessica Lautz, NAR’s deputy chief […]

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VA loans are up 45% annually as Gen Zers lead the charge

Department of Veterans Affairs, Gen Z, HWmember, Mortgage, VA Loan, Veterans, Veterans United Home Loans / Ricky Vasquez

Loan volume through the U.S. Department of Veterans Affairs (VA) is up 45% during the first half of 2025 compared to the same period in 2024. That’s according to an analysis of VA loan data released Wednesday by Veterans United Home Loans. The analysis, based on lending data from the first half of fiscal year

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Down payments shrink as homebuyers scoop up FHA, VA loans

Affordability, FHA loan, Home Prices, HWmember, Mortgage, Origination, Redfin, VA Loan / Ricky Vasquez

As of April 2025, the typical U.S. homebuyer’s down payment was $62,468, down roughly 1% on a yearly basis and the first annual decline in nearly two years. That’s according to a new report from Redfin that’s based on an analysis of records across 40 of the most populous U.S. metropolitan areas. In percentage terms,

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Rocket Pro announces partnership with Vetted VA

HWmember, Mortgage, Partnerships, Rocket Companies, Rocket Mortgage, The Gathering, The Gathering 2025, VA Loan, Veterans / Ricky Vasquez

Rocket Pro is partnering with Vetted VA, which provides education to veterans and training to loan officers to give veterans better access to home loan benefits. The partnership, announced on Tuesday at The Gathering by HousingWire, will involve the training of Rocket staff and LOs by Vetted VA so the lender can better serve the

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House passes bill to give VA borrowers a partial mortgage claim option

Department of Veterans Affairs, House of Representatives, HWmember, Legislation, Mortgage, Mortgage Servicing, PennyMac, Politics, Servicing, VA Loan, Veterans / Ricky Vasquez

Following about 20 minutes of debate on the floor of the House of Representatives on Monday, H.R. 1815 — known as the V.A. Home Loan Program Reform Act — was passed by voice vote and will now be given to the Senate for additional debate. The passage by the House keeps the bill moving through

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Mortgage delinquencies rise slightly in Q1

Delinquencies, FHA loan, Foreclosure, Mortgage, Mortgage Bankers Association, Servicing, VA Loan / Ricky Vasquez

The delinquency rate for U.S. residential mortgages rose slightly in the first quarter of 2025. This was partially driven by an uptick in conventional loan delinquencies and rising foreclosure inventory, particularly among loans backed by the U.S. Department of Veterans Affairs (VA). The Mortgage Bankers Association (MBA) reported Tuesday that the seasonally adjusted delinquency rate

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NAR: Homebuyers still have down payment misconceptions

VA loans are up 45% annually as Gen Zers lead the charge

Down payments shrink as homebuyers scoop up FHA, VA loans

Rocket Pro announces partnership with Vetted VA

House passes bill to give VA borrowers a partial mortgage claim option

Mortgage delinquencies rise slightly in Q1

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