FHA loan

Urban Institute says rise in FHA mortgage delinquencies isn’t a cause for concern

Credit Score, Delinquencies, FHA loan, GSEs, HWmember, Mortgage, Servicing, Urban Institute / Ricky Vasquez

A recent report from the Urban Institute analyzed potential reasons behind the increasing number of delinquencies on Federal Housing Administration (FHA) loans. While the increase is sizable, it’s not a cause for concern, the authors of the report suggest. Laurie Goodman, Jun Zhu, Ted Tozer and Jung Hyun Choi — the authors of the July […]

Urban Institute says rise in FHA mortgage delinquencies isn’t a cause for concern Read More »

FHA seeks input on buy now, pay later lending

Debt, FHA, FHA loan, Government Lending, HUD, HWmember, LendingLife, Mortgage, Regulatory, Underwriting / Ricky Vasquez

The Federal Housing Administration (FHA) has opened a request for information on buy now, pay later (BNPL) lending as it seeks to understand its implications for housing affordability and stability. Comments are due by Aug. 25. These installment loans — often referred to as “phantom debt” — gained popularity during the COVID-19 pandemic, particularly among

FHA seeks input on buy now, pay later lending Read More »

NAR: Homebuyers still have down payment misconceptions

Affordability, Down Payment Assistance, FHA loan, First-Time Homebuyers, Homebuyers, Housing Market, HWmember, National Association of Realtors, VA Loan / Ricky Vasquez

Despite growing attention around all-cash transactions, most Americans — especially first-time buyers — continue to finance their home purchases, according to new data from the National Association of Realtors (NAR). Among primary residence buyers, 74% financed their home purchase in 2024. That share jumps to 91% for first-time buyers, said Jessica Lautz, NAR’s deputy chief

NAR: Homebuyers still have down payment misconceptions Read More »

FHA rescinds 12 policies as Trump pushes to cut red tape

Appraisals, FHA, FHA loan, Flood, Government Lending, HUD, HWmember, Mortgage, Regulatory, Regulatory Compliance, Scott Turner, Underwriting / Ricky Vasquez

As part of the Trump administration’s broader effort to cut regulatory burdens, the Federal Housing Administration (FHA) on Friday announced the rescission of 12 policies related to appraisal protocols, underwriter employment, flood risk management and other areas. Scott Turner, the secretary of the U.S. Department of Housing and Urban Development (HUD), which oversees the FHA,

FHA rescinds 12 policies as Trump pushes to cut red tape Read More »

Down payments shrink as homebuyers scoop up FHA, VA loans

Affordability, FHA loan, Home Prices, HWmember, Mortgage, Origination, Redfin, VA Loan / Ricky Vasquez

As of April 2025, the typical U.S. homebuyer’s down payment was $62,468, down roughly 1% on a yearly basis and the first annual decline in nearly two years. That’s according to a new report from Redfin that’s based on an analysis of records across 40 of the most populous U.S. metropolitan areas. In percentage terms,

Down payments shrink as homebuyers scoop up FHA, VA loans Read More »

Mortgage delinquencies rise slightly in Q1

Delinquencies, FHA loan, Foreclosure, Mortgage, Mortgage Bankers Association, Servicing, VA Loan / Ricky Vasquez

The delinquency rate for U.S. residential mortgages rose slightly in the first quarter of 2025. This was partially driven by an uptick in conventional loan delinquencies and rising foreclosure inventory, particularly among loans backed by the U.S. Department of Veterans Affairs (VA). The Mortgage Bankers Association (MBA) reported Tuesday that the seasonally adjusted delinquency rate

Mortgage delinquencies rise slightly in Q1 Read More »

Urban Institute says rise in FHA mortgage delinquencies isn’t a cause for concern

FHA seeks input on buy now, pay later lending

NAR: Homebuyers still have down payment misconceptions

FHA rescinds 12 policies as Trump pushes to cut red tape

Down payments shrink as homebuyers scoop up FHA, VA loans

Mortgage delinquencies rise slightly in Q1

Equal Housing Opportunity

Contact Us

SSL Certificate

Resources

Connect With Us