Mortgage Servicing

After the Bayview deal, what’s the refi strategy for Guild Mortgage?

Guild Mortgage, HWmember, Lenders, LendingLife, Loan Officer, Mortgage, Mortgage Servicing, MSRs, Origination, Servicing / Ricky Vasquez

Bayview Asset Management’s $1.3 billion deal to acquire Guild Holding Co., the parent of Guild Mortgage, has left loan officers wondering how the traditionally purchase-focused lender would integrate refinance capabilities to leverage the $770 billion servicing portfolio of soon-to-be sister company Lakeview Loan Servicing, the nation’s second-largest mortgage servicer. Guild LOs, who spoke with HousingWire […]

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Nonbanks cement their dominance in agency servicer/seller market

agency MBS, Data & Visuals, Ginnie Mae, HWmember, Mortgage, Mortgage Servicing, Mr. Cooper, PennyMac, Servicing / Ricky Vasquez

New issuance of agency mortgage servicing pools is down sharply — $555 billion through the first six months of 2025 versus $1.1 trillion in the same period last year — and is reflective of a sluggish origination environment. That’s according to Recursion‘s Agency Mortgage Servicer/Seller Report for July 2025. Prepayments were also down to $301

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Without VASP, veterans don’t have a foreclosure safety net

Congress, Delinquencies, Department of Veterans Affairs, Foreclosure, HWmember, Legislation, Mortgage, Mortgage Servicing, NPR, Politics, Veterans / Ricky Vasquez

There are about 80,000 veterans in the U.S. who are behind on their mortgages and heading toward foreclosure, according to data from ICE Mortgage Technology, a number that could have been alleviated with help from the Veteran Affairs Servicing Purchase (VASP) program. But just last month, the program was abruptly discontinued by the U.S. Department of Veterans

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HUD walks back prior default guidance as too ‘burdensome’ for mortgage servicers

FHA, HUD, HWmember, Mortgage, Mortgage Servicing, Regulatory, Trump administration / Ricky Vasquez

In a move that’s designed to simplify prior policy, the Federal Housing Administration (FHA) on Tuesday published a new Mortgagee Letter (ML) that targets borrower default engagement practices that were published in the waning days of the Biden administration. ML 2025-14 makes changes to final guidance first floated last summer to open up communications between

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Inside Movement Mortgage’s MSR sales strategy

Freedom Mortgage, HWmember, Mortgage, Mortgage Servicing, Movement Mortgage, MSRs, Servicing / Ricky Vasquez

Due to ferocious investor demand, Movement Mortgage is opportunistically selling billions in mortgage servicing rights. And the South Carolina-based retail lender is using the cash proceeds to sharpen pricing for its roughly 1,400 producing loan officers. But while improved pricing might help win deals in the short term, Movement isn’t retaining recapture rights on some

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House passes bill to give VA borrowers a partial mortgage claim option

Department of Veterans Affairs, House of Representatives, HWmember, Legislation, Mortgage, Mortgage Servicing, PennyMac, Politics, Servicing, VA Loan, Veterans / Ricky Vasquez

Following about 20 minutes of debate on the floor of the House of Representatives on Monday, H.R. 1815 — known as the V.A. Home Loan Program Reform Act — was passed by voice vote and will now be given to the Senate for additional debate. The passage by the House keeps the bill moving through

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CFPB seeks rescission of pandemic-era mortgage servicing rule

CFPB, Compliance, HWmember, Mortgage, Mortgage Servicing, Real Estate Settlement Procedures Act, Regulatory, Servicing / Ricky Vasquez

The Consumer Financial Protection Bureau (CFPB), under the leadership of acting director Russell Vought, is continuing to assess regulations it deems outdated or unnecessary. To that end, the bureau published a notice in the Federal Register this week that seeks to rescind a 2021 rule which “temporarily permitted mortgage servicers to offer certain loan modifications

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MBA urges overhaul of mortgage rules in letter to OMB

CFPB, FHA, HWmember, LendingLife, Mortgage, Mortgage Bankers Association, Mortgage Servicing, Regulatory, Regulatory Compliance, Trump administration / Ricky Vasquez

The Mortgage Bankers Association (MBA) submitted a formal request to the White House Office of Management and Budget (OMB) on Monday, asking for the rescission of six rules and revisions to nine others that affect the mortgage industry. These include regulations tied to servicing, the Real Estate Settlement Procedures Act (RESPA) and loan officer compensation,

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After the Bayview deal, what’s the refi strategy for Guild Mortgage?

Nonbanks cement their dominance in agency servicer/seller market

Without VASP, veterans don’t have a foreclosure safety net

HUD walks back prior default guidance as too ‘burdensome’ for mortgage servicers

Inside Movement Mortgage’s MSR sales strategy

House passes bill to give VA borrowers a partial mortgage claim option

CFPB seeks rescission of pandemic-era mortgage servicing rule

MBA urges overhaul of mortgage rules in letter to OMB

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