Fannie Mae

Why FHFA may bet on CSP to reform Fannie, Freddie

Fannie Mae, Freddie Mac, Politics and policy, Secondary markets / Ricky Vasquez

Recent plans for a jointly owned government-sponsored enterprise entity that serves as a common securitization platform (CSP) for their bonds appear positioned as the most likely way to achieve monetization goals the Trump administration has for Fannie Mae and Freddie Mac. Even before Common Securitization Solutions repositioned as U.S. Financial Technology experts had identified the […]

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VantageScore 4.0 is coming. But much work needs to be done

Bill Pulte, Fannie Mae, FHFA, FICO, Freddie Mac, HWmember, LendingLife, Mortgage, Origination, Regulatory, VantageScore / Ricky Vasquez

In the days following the announcement that VantageScore 4.0 was suddenly in play for conventional mortgages, FinLocker‘s Brian Vieaux had to burst some bubbles. Most of the 15 to 20 loan officers he spoke to were ecstatic about being able to use the new credit scoring model. Millions of new prospective borrowers could be scored

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Fidelity National, FHFA to collaborate on ‘innovative title solutions’

Affordability, Bill Pulte, Fannie Mae, FHFA, Fidelity National Financial, HWmember, Mortgage, Partnerships, Title, Title insurance / Ricky Vasquez

Fidelity National Financial (FNF) and the Federal Housing Finance Agency (FHFA) have agreed to collaborate on “innovative title insurance solutions,” news that was first shared on social media by FHFA Director Bill Pulte. “I had great conversations with industry today, including the CEO of Fidelity National Title,” Pulte wrote in a July 11 post on

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Bill aims to construct homes with proceeds from future GSE release

Affordability, Affordable housing, Fannie Mae, Freddie Mac, GSE Reform, Homebuilders, Homeownership, House of Representatives, Housing Market, HWmember, Legislation, Rental Properties / Ricky Vasquez

U.S. Reps. Tom Suozzi (D-N.Y.) and Nicole Malliotakis (R-N.Y.) have introduced the Housing for US Act — a bipartisan proposal aimed at easing the national housing shortage by investing federal funds into the construction of millions of new homes for middle-class Americans. The bill, which is currently awaiting committee review, calls for up to $250

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Westcor joins Fannie Mae title waiver pilot

Affordability, American Land Title Association, Bill Pulte, Fannie Mae, FHFA, HWmember, Mortgage, Title, Title insurance / Ricky Vasquez

Westcor Land Title Insurance Co. is now the second title vendor taking part in Fannie Mae‘s title insurance waiver pilot program. Federal Housing Finance Agency (FHFA) Director Bill Pulte announced the move in a social media post. The waiver pilot, relaunched by Fannie Mae in March 2024, allows approved mortgage lenders to use an automated

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Fannie Mae expanding title waiver pilot, Pulte says

Fannie Mae, Originations, Secondary markets, Servicing, Title insurance / Ricky Vasquez

Fannie Mae, a large government-sponsored enterprise serving the U.S. mortgage market, is expanding its limited title waiver pilot, according to a social media post by its conservator and regulator. “Effective today, in order to further reduce closing costs for homeowners, and foster more competition, we will be adding a second vendor — Westcor — to

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Tariffs, jobs, rates: What’s sinking buyer mood most?

Fannie Mae, Home Prices, Housing markets, Tariffs / Ricky Vasquez

Consumer homebuying sentiment slumped in June, with mounting fears over job cuts and tariff fallout darkening the housing outlook, according to Fannie Mae’s latest data. Fannie Mae’s Home Purchase Sentiment Index fell to a reading of 69.8 in June, falling 5% after it recovered to a score of 73.5 a month earlier. The latest index

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Fannie updates AML rules, Freddie adds a buydown option

Fannie Mae, Freddie Mac, Originations, Secondary markets, Underwriting / Ricky Vasquez

The larger of two influential government-related mortgage buyers has made clear that even non depository mortgage companies not governed by the Bank Secrecy Act still have certain anti-money laundering responsibilities. “If a seller/servicer is not subject to the BSA’s AML provisions, it must establish a suspicious activity identification program,” Fannie Mae said in a bulletin,

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Armando Falcon on the FHFA’s move toward crypto mortgages

Bill Pulte, Cryptocurrency, Fannie Mae, FHFA, Freddie Mac, HWmember, LendingLife, Mortgage, Origination, Technology / Ricky Vasquez

It’s been just over a week since Federal Housing Finance Agency (FHFA) Director Bill Pulte directed Fannie Mae and Freddie Mac to start preparing for the use of cryptocurrency in single-family mortgages. With limited guidance beyond the FHFA’s directive, mortgage originators and industry experts are working to assess how cryptocurrency could be applied to mortgages.

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Tech Pulse: Fannie, Freddie move on fintech, crypto, fraud prevention

Artificial Intelligence, Fannie Mae, Freddie Mac, HWmember, Lenders, Lone Wolf Technologies, Mortgage, Real Estate, Real Estate Agents, Technology, Volly / Ricky Vasquez

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology — including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Fannie Mae, Freddie Mac jointly create U.S. Financial Technology Fannie Mae and Freddie Mac have launched U.S. Financial Technology LLC to replace Common Securitization Solutions. The

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Why FHFA may bet on CSP to reform Fannie, Freddie

VantageScore 4.0 is coming. But much work needs to be done

Fidelity National, FHFA to collaborate on ‘innovative title solutions’

Bill aims to construct homes with proceeds from future GSE release

Westcor joins Fannie Mae title waiver pilot

Fannie Mae expanding title waiver pilot, Pulte says

Tariffs, jobs, rates: What’s sinking buyer mood most?

Fannie updates AML rules, Freddie adds a buydown option

Armando Falcon on the FHFA’s move toward crypto mortgages

Tech Pulse: Fannie, Freddie move on fintech, crypto, fraud prevention

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