Delinquencies

Urban Institute says rise in FHA mortgage delinquencies isn’t a cause for concern

Credit Score, Delinquencies, FHA loan, GSEs, HWmember, Mortgage, Servicing, Urban Institute / Ricky Vasquez

A recent report from the Urban Institute analyzed potential reasons behind the increasing number of delinquencies on Federal Housing Administration (FHA) loans. While the increase is sizable, it’s not a cause for concern, the authors of the report suggest. Laurie Goodman, Jun Zhu, Ted Tozer and Jung Hyun Choi — the authors of the July […]

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Mortgage delinquencies are rising as homeownership costs pile up

Cotality, Delinquencies, Florida, Georgia, Homeowners insurance, HWmember, Mortgage, Property Tax, Servicing, South Carolina / Ricky Vasquez

Rising property taxes, insurance payments and growing delinquencies are eroding the promise of long-term stability in homeownership, according to a new blog from Cotality. The post revealed that across the country, more people are starting to fall behind on their mortgages due to the post-purchase costs. These include property taxes and homeowners insurance, both of

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Without VASP, veterans don’t have a foreclosure safety net

Congress, Delinquencies, Department of Veterans Affairs, Foreclosure, HWmember, Legislation, Mortgage, Mortgage Servicing, NPR, Politics, Veterans / Ricky Vasquez

There are about 80,000 veterans in the U.S. who are behind on their mortgages and heading toward foreclosure, according to data from ICE Mortgage Technology, a number that could have been alleviated with help from the Veteran Affairs Servicing Purchase (VASP) program. But just last month, the program was abruptly discontinued by the U.S. Department of Veterans

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Joe Gormley addresses pesky rumors about Ginnie Mae

Cybersecurity, Delinquencies, DOGE, Ginnie Mae, Government Lending, HWmember, LendingLife, Mortgage, Mortgage Bankers Association / Ricky Vasquez

What you might have heard about Ginnie Mae is simply rumor, according to Joe Gormley, the government-owned company’s executive vice president and chief operating officer. Gormley says that Ginnie Mae has adequate staffing to fulfill its mission, has no plans to shrink the size of issuers and furthermore is happily accepting new issuers. In a

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Mortgage delinquencies rise slightly in Q1

Delinquencies, FHA loan, Foreclosure, Mortgage, Mortgage Bankers Association, Servicing, VA Loan / Ricky Vasquez

The delinquency rate for U.S. residential mortgages rose slightly in the first quarter of 2025. This was partially driven by an uptick in conventional loan delinquencies and rising foreclosure inventory, particularly among loans backed by the U.S. Department of Veterans Affairs (VA). The Mortgage Bankers Association (MBA) reported Tuesday that the seasonally adjusted delinquency rate

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Urban Institute says rise in FHA mortgage delinquencies isn’t a cause for concern

Mortgage delinquencies are rising as homeownership costs pile up

Without VASP, veterans don’t have a foreclosure safety net

Joe Gormley addresses pesky rumors about Ginnie Mae

Mortgage delinquencies rise slightly in Q1

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