OneHomeowner OneHomeowner makes long-term client connections easy. It’s an intuitive, branded platform that helps you be your client’s trusted home management resource before and after the sale. Deliver timely content, gain insights, and stay top of mind for years, strengthening your professional sphere. Product Fast Facts #1 Provide ongoing value to homeowners: Clients get a […]
November Demo Day: OneHomeowner by Cotality Read More »
Coupled with high mortgage rates and record-high home prices, real estate investors are also making it harder for first-time buyers to compete, according to new data from real estate analytics firm Cotality. Insights authored Oct. 10 by Thom Malone, Cotality’s principal economist, found that investors routinely pay more than market value for homes. These premiums
Investors drive up home prices, challenging first-time buyers Read More »
The average U.S. mortgage holder has more than $300,000 in home equity, a figure that’s up significantly since the start of the COVID-19 pandemic as national equity levels now stand at $17.5 trillion. That’s according to Cotality’s second-quarter 2025 home equity report released on Friday. The report noted that the average homeowner with a mortgage
Home equity levels remain high even as price appreciation has cooled Read More »
Investor housing market activity slipped in the second quarter of 2025 but remains above recent historical averages, according to a new report from Cotality. Investors accounted for 32% of single-family home purchases in January, the report said. By June, the share had fallen to 29%. A year earlier, investors represented 25% of the market. “Investors
Investor housing market share dips but remains elevated Read More »
Buyers are pulling out of purchase contracts at an alarming rate — reaching an eight-year high in July. HousingWire spoke to several lenders about how they are tackling the problem on the front end to prevent contracts from going south. Experts say the surge in collapsed deals stems from soaring home prices, steep borrowing costs
What mortgage lenders are doing to limit contract cancellations Read More »
From business practice changes, to a slowing housing market, to rapidly advancing technology, real estate agents have had to adapt quite a bit over the past few years. Still, homebuyers find them more important than ever. Data from Cotality shows that while more than 500,000 agents have entered the industry over the past decade, home
Homebuyers seek independent research, but still want a real estate agent Read More »
AutomatIQ Borrower Income Analysis Multiple income sources? Calculate self-employed income? That’s easy. With a streamlined interface and productivity gains of up to 100%, AutomatIQ Borrower Income Analysis’ all-in-one solution helps quickly qualify borrowers and reduces the risk of loan repurchases. Plus, all available GSE rep and warrant programs and all income types are included with
August Demo Day: AutomatIQ Borrower Income Analysis by Cotality Read More »
Mortgage applications don’t always fail with a formal rejection — many simply stall. A report released last month by Cotality found that homebuyer hesitation often predicts loan fallout, even without an official withdrawal. As a result, the property analytics firm found that 16% of buyers “ghosted” their mortgage applications last year — a trend attributed
Abandoned mortgage apps are on the upswing. Homebuyer confusion could be the culprit Read More »
One of the most persistent lies about U.S. economics post-COVID-19 is that Wall Street has been a major buyer of homes in America and that’s the reason home prices have escalated out of control. The role of investors in the housing market is back in the news again, but I want to look at this
Why we should be cheering for the mom-and-pop investors in the housing market Read More »
Rising property taxes, insurance payments and growing delinquencies are eroding the promise of long-term stability in homeownership, according to a new blog from Cotality. The post revealed that across the country, more people are starting to fall behind on their mortgages due to the post-purchase costs. These include property taxes and homeowners insurance, both of
Mortgage delinquencies are rising as homeownership costs pile up Read More »