Loan Options
Founded in 2024, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.
Purchase
Conventional Loan
Ideal for those who qualify for a traditional mortgage, typically wage earners whose income is easily documented
VA Loan
VA Loans offer flexible options as either fixed-rate or ARM mortgages.
FHA Loan
An FHA loan provides a government-insured loan with flexible loan options.
Jumbo
Jumbo loans offer maximum flexibility for home financing for larger loans.
2nd Mortgage
Offer your borrowers the option to tap into the equity of their home, enabling them to cover significant expenses.
Down Payment Assistance
Down payment assistance is a loan program that rewards buyers who have high credit.
Construction Loan
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage.
USDA
Purchase a home with no money down in certain rural and suburban areas.
Refinance
Streamline
Mortgage refinancing may lower your monthly payments.
VA IRRRL
A cash out refinance can help you restructure your home loan and take advantage of the equity.
HELOC
A HELOC (Home Equity Line of Credit) is a revolving line of credit secured by your home, allowing you to borrow against your home’s equity as needed, similar to a credit card, typically with a variable interest rate.
Cash-Out
A cash out refinance can help you restructure your home loan and take advantage of the equity.
Non–QM Loans
1099 Loan
Tailored to meet the unique needs of your borrowers who are classified as independent contractors and gig workers by using a 12 month total average to determine qualifying income.
Asset Loans
Ideal for retired individuals, investors, and entrepreneurs. Use Liquid Assets to Qualify your borrower for a home loan.
DSCR Loan
The DSCR or debt service coverage ratio is the relationship of a property’s annual net operating income.
Bridge Loan
A bridge loan is a short-term loan that helps you buy a new home before selling your current one. It uses your existing home’s equity for fast funding, typically with higher interest rates and a repayment term of 6–12 months.
Bank Statement
A bank statement program helps you qualify for a home using only your bank statements!
