ICE Mortgage Technology

Tech Pulse: AI advances, big earnings and policy shifts

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Zillow’s Follow Up Boss privacy policy changes spark industry debate Zillow‘s updated privacy policy for Follow Up Boss has sparked debate among real estate agents. The policy introduces […]

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ICE’s First Look report shows mortgage performance is strong despite FHA strain

The mortgage market remains largely resilient — with delinquencies and foreclosures still below long-term averages — even as performance among Federal Housing Administration (FHA) loans continues to weaken. That’s according to ICE Mortgage Technology’s First Look report on September mortgage performance data. The data, released Friday, show the national delinquency rate — loans 30 or

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Mortgage leaders discuss consolidation, AI at MBA convention

Navigating change and technological transformation took center stage this week at the Mortgage Bankers Association‘s annual convention in Las Vegas, where industry leaders discussed consolidation, artificial intelligence and how to keep pace with shifts across the mortgage landscape. Bill Emerson, president of Rocket Companies and moderator of the session, opened the discussion by noting that

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Senior homeowner wealth hits new record high of $14.4 trillion

U.S. homeowners 62 and older saw their housing wealth grow by 4% in the second quarter of 2025 to a total of $14.39 trillion. That’s according to the latest quarterly report released Friday by the National Reverse Mortgage Lenders Association (NRMLA) in conjunction with data analytics firm RiskSpan. The previous record for senior-held home equity was $14.18 trillion

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Who keeps the borrower? A deep dive into servicer retention

Recent mergers and acquisitions (M&A), regulatory changes and shifting market conditions have mortgage industry experts questioning whether servicers are better positioned than other competitors to capture the next wave of refinances. Data from ICE Mortgage Technology shared with HousingWire offers a deep dive into servicers’ performance at keeping a borrower in their books after a

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Rising insurance costs deepen homeownership strain

Homeowners are spending a growing share of their mortgage payments on property insurance, which is now rising faster than principal, interest and taxes, according to the September ICE Mortgage Monitor. Data shows that annual property insurance payments for single-family mortgage holders now average nearly $2,370. That amounts to 9.6% of monthly mortgage-related expenses, the highest

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With a Fed rate cut likely, how big could the refinance wave be?

Mortgage rates at their lowest levels in nearly a year are driving a wave of refinance opportunities for lenders ahead of the Federal Reserve’s expected rate cut next week. The shift is encouraging more borrowers to leave the sidelines, with small rate moves already triggering meaningful activity. “Refinance businesses increased significantly from the first quarter,

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Drive better borrower retention with updated mortgage technology

Homeowners are currently sitting on an unprecedented amount of equity, resulting in higher demand for home equity loans and lines of credit. And with interest rates expected to decline, refinancing and even new home purchases are on the rise. For lenders, retaining existing customers can be just as important as acquiring new ones. However, in

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The end-to-end Advantage: How ICE Mortgage Technology Is redefining mortgage innovation

ICE Mortgage Technology is building the future of housing finance with an integrated solution suite powered by automation, advanced data, and AI. By evolving its Encompass platform with modern APIs and fostering a collaborative partner network, the company is simplifying the entire mortgage process, assisting lenders and servicers to deliver an exceptional borrower experience. Spearheading

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Tech Pulse: eXp’s digital twin trend; lenders urged to build AI compliance

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: eXp Realty embraces digital twin tech to transform workflows eXp Realty isn’t dabbling in AI — it’s making digital twins a companywide mandate. CEO Leo Pareja and eXp

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