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How will lenders recalibrate as Fed signals path to lower rates?

Chase, Federal Reserve, HWmember, LendingLife, Monetary policy, Mortgage, Mortgage Rates, Origination, Refinancing, United Wholesale Mortgage /

Mortgage lenders are recalibrating ahead of the Federal Reserve’s anticipated monetary easing cycle by rolling out rate promotions, streamlining operations and broadening product menus. They aim to capture demand while navigating affordability and margin pressures.  Executives told HousingWire they’re preparing for renewed borrower activity as rates edge lower — but with caution, given political headwinds, […]

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‘Insufficient funds’ delay State Farm wildfire check for nearly $900K

California, Chase, Homeowners insurance, Housing Market, HWmember, Insurance, Los Angeles, Natural Disaster, Wildfire /

A nearly $900,000 insurance check from State Farm failed to clear for more than a week, raising alarm for an Altadena, California, homeowner still displaced by January’s wildfires. Amelia McDonald, a veteran insurance defense attorney, deposited a check for $876,354.07 on June 30. But by July 9, the funds were still unavailable. A Chase bank

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