Federal Reserve

Treasuries extend drop as pressures build on longer-dated debt

Federal Reserve, Interest rates, Treasury bonds / Ricky Vasquez

Andrew Harrer/Bloomberg Treasuries slipped across the curve Tuesday, pushing yields two to four basis points higher and the 30 year approaching 5% for the first time since May. Yields have been rising as investors pare bets on the Federal Reserve’s interest-rate cuts following a jobs report that revealed a surprisingly resilient US labor market. Interest-rate […]

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US jobs data eases pressure on Fed

Economic indicators, Economic news, Federal Reserve, Mortgage Rates / Ricky Vasquez

Fresh US jobs figures took pressure off the Federal Reserve to consider an interest-rate cut later this month, likely leaving the central bank on hold at least until the fall. While employers added more jobs in June than forecast and the unemployment rate ticked lower, growth in private payrolls weakened. US job growth exceeded expectations in June as an

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The CFPB’s budget might be shrinking, but does that even matter?

CFPB, Compliance, Dodd-Frank, Federal Reserve, Housing Market, HWmember, Legislation, Regulatory, Trump administration / Ricky Vasquez

The Trump administration’s “Big Beautiful Bill” may contain many initiatives lauded by the housing industry, but if you’re a federal regulator — namely the Consumer Financial Protection Bureau (CFPB) — you might have a different take. The multitrillion-dollar bill, which was passed by the U.S. Senate on Tuesday but still awaits approval from the House

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The Fed chose Treasury markets over housing sanity

Federal Reserve, Housing affordability, Mortgage Rates, Treasury bonds / Ricky Vasquez

Enjoy complimentary access to top ideas and insights — selected by our editors. During testimony to the House Financial Services Committee, Federal Reserve Board Chairman Jerome Powell repeatedly evaded questions from members of both parties about the impact of monetary policy on housing. Rep. Rashida Tlaib D-Minn. seemed perplexed or confused by Powell’s assertion that

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Have slightly lower mortgage rates stabilized the housing market?

Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Jerome Powell, Mortgage Rates, Purchase Applications / Ricky Vasquez

Mortgage rates have been slowly decreasing, but is this drop significant enough to influence our weekly housing data? Keep in mind that our weekend tracker reports provide insights months ahead of the reports most Americans typically read. Therefore, we closely monitor changes in our data trends whenever mortgage rates fluctuate. The last two weeks have

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Trump says he’s terminating trade negotiations with Canada

Canada, Donald Trump, Federal Reserve, Homebuilders, Housing Market, HWmember, Mortgage Rates, Politics, Tariffs / Ricky Vasquez

President Donald Trump announced on Friday via social media that he’s ending trade talks between the U.S. and Canada. The move could impact tariffs on one of America’s largest trade partners as a temporary pause is set to end early next month. “We have just been informed that Canada, a very difficult Country to TRADE

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Fed-driven bond rally stalls with yields lowest since May

Federal Reserve, Mortgage Rates, Treasury bonds / Ricky Vasquez

Treasuries fell Friday but remained on course for a third straight weekly gain, with benchmark yields near the lowest levels since early May. Traders squared their positions to start the session, pushing yields up and snapping a five-day rally. Inflation gauges in US economic data were firmer than expected, leading traders to pare bets on

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Stable mortgage rate environment reshapes how LOs engage with borrowers

Federal Reserve, First-Time Homebuyers, Homebuyers, HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rates, Origination, Refinancing / Ricky Vasquez

Analysts, economists and mortgage professionals are coining this quarter’s activity as one of the most “calm” periods for mortgage rates in recent memory. It follows nearly three years of borrowers being sidelined by higher rates or “stuck” in loans with historically low rates. BTIG analysts said Wednesday that despite Treasury volatility in April, mortgage rates

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First-quarter GDP revised lower; Fed has other data on deck

Economic indicators, Federal Reserve, Monetary policy, Tariffs / Ricky Vasquez

Andrew Harrer/Bloomberg The U.S. economy slowed faster than previously realized, according to the latest revision to the government’s gross domestic product estimate. Overall, the GDP’s rate of contraction was lowered by 30 basis points, from an annualized rate of -0.2% to -0.5%, according to the Bureau of Economic Analysis’ latest report, released Thursday. This is

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Trump initiates plan to install a shadow Fed president

Donald Trump, Federal Reserve, Housing Market, HWmember, Jerome Powell, Mortgage Rates / Ricky Vasquez

President Trump has started Operation Shadow Fed President, with news breaking Wednesday night that he has identified several candidates for the next Federal Reserve chairman. Under this strategy, the president selects a new Federal Reserve chair well before they can officially assume the role and they communicate new Fed policy to the markets, which undermines

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Treasuries extend drop as pressures build on longer-dated debt

US jobs data eases pressure on Fed

The CFPB’s budget might be shrinking, but does that even matter?

The Fed chose Treasury markets over housing sanity

Have slightly lower mortgage rates stabilized the housing market?

Trump says he’s terminating trade negotiations with Canada

Fed-driven bond rally stalls with yields lowest since May

Stable mortgage rate environment reshapes how LOs engage with borrowers

First-quarter GDP revised lower; Fed has other data on deck

Trump initiates plan to install a shadow Fed president

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