Home Prices

How student loan debt is changing the housing market

First time home buyers, Home Prices, Housing affordability, Student loan debt / Ricky Vasquez

As student debt levels keep rising, a new study spotlights the extent to which they are changing homeownership demographics and hampering financial opportunities for younger generations. Every $1,000 in student debt decreases the likelihood of homeownership by 1.8%, according to analysis conducted by commercial collection agency The Kaplan Group. Researchers looked through data between 2007 […]

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With more inventory, where are home prices headed?

Existing home sales, Home Prices, Housing Inventory, Housing Market, HWmember, National Association of Realtors / Ricky Vasquez

Last year, I predicted a national home-price increase of 2.33%. While that forecast was lower than most others, it seemed achievable due to higher mortgage rates and increased inventory. I was wrong and too low for 2024. This year, my prediction is even lower at 1.77% national home-price growth. So far this year, the existing home

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Home prices expected to dip as supply and demand collide

Affordability, Existing home sales, Home Prices, Home Sales, Housing Inventory, Housing Market, HWmember, Redfin / Ricky Vasquez

U.S. home prices are projected to flatten in the third quarter and decline 1% year over year by the fourth quarter of 2025, according to a new report from Redfin. The company also expects mortgage rates to remain elevated near 7% through the end of the year. This marks a sharp reversal from more than

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Where land-use regulations are driving up housing costs

Affordability, Altos, Construction, Data & Visuals, Home Prices, Housing Market, HWmember, Regulatory, Regulatory Compliance / Ricky Vasquez

President Donald Trump has made deregulation a policy pillar for his second term — and housing regulations are up for review. Homebuilders say that federal rules have driven up the cost of building a home. Many mortgage professionals want to release Fannie Mae and Freddie Mac from conservatorship. And there were no shortage of complaints

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Rural America isn’t immune to housing squeeze

Affordability, Down Payment Assistance, Home Prices, Homeownership, Housing Inventory, Housing Market, HWmember / Ricky Vasquez

Rural areas of the U.S. that have long been viewed as a refuge for affordable homeownership are now grappling with rising prices, limited inventory and increasing competition — pressures once thought unique to urban housing markets. “Even the term ‘affordable’ feels like a relic of the past,” said Jake Vehige, president of mortgage lending at

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Inventory back to 2019 levels and what that means for 2025

Affordability, Altos, Data & Visuals, Existing home sales, Home Prices, Home Sales, Homebuyers, Housing Inventory, Housing Market, Housing Market Data, Housing Market Tracker, New Home Sales, Pending Home Sales, Real Estate / Ricky Vasquez

To start things off, I have an announcement to make, today will be my last weekly article for Altos Research. I founded Altos nearly 20 years ago to bring a new level of analytics and data to the housing market. Two and a half years ago, Altos was acquired by HousingWire, and it’s been tremendously

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More home sellers and home sales in May

Affordability, Altos, Data & Visuals, Home Prices, Home Sales, Housing Market, Housing Market Data, HWmember, Mortgage Bankers Association, Pending Home Sales, Real Estate Listings / Ricky Vasquez

The weekly pending home sales picked up this week as expected, with 2.6% more pending home sales contracts started than a year ago. If you’re following the data closely, you know that home sales are still running at or below last year’s pace. Year to date, through the first week of May, we count 3%

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How student loan debt is changing the housing market

With more inventory, where are home prices headed?

Home prices expected to dip as supply and demand collide

Where land-use regulations are driving up housing costs

Rural America isn’t immune to housing squeeze

Inventory back to 2019 levels and what that means for 2025

More home sellers and home sales in May

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