FHA

White House expects reverse mortgages to continue producing government receipts

FHA, HECM, HUD, HWmember, Regulatory, Reverse, White House / Ricky Vasquez

Following last month’s release of the so-called “skinny budget” from the White House, the Office of Management and Budget (OMB) has released a 1,200-plus page appendix for the proposal. It includes projections related to the performance of the Home Equity Conversion Mortgage (HECM) portion of the Mutual Mortgage Insurance (MMI) Fund. According to the data […]

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HUD walks back prior default guidance as too ‘burdensome’ for mortgage servicers

FHA, HUD, HWmember, Mortgage, Mortgage Servicing, Regulatory, Trump administration / Ricky Vasquez

In a move that’s designed to simplify prior policy, the Federal Housing Administration (FHA) on Tuesday published a new Mortgagee Letter (ML) that targets borrower default engagement practices that were published in the waning days of the Biden administration. ML 2025-14 makes changes to final guidance first floated last summer to open up communications between

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Arrive Home introduces new versions of its Earned Equity Program

FHA, FICO, Homeownership, HWmember, Mortgage, Non-QM / Ricky Vasquez

Arrive Home has launched two new iterations of its Earned Equity Program (EEP), which helps consumers achieve homeownership through a long-term purchase contract. The program is now available through two separate products designed for different groups of borrowers: EEP Pathway and EEP DocLight. EEP Pathway is ideally suited for individual tax identification number (ITIN) holders and

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HUD publishes new reverse mortgage counseling guidance

Counseling, FHA, HECM, HUD, HWmember, Reverse / Ricky Vasquez

Counseling is an essential part of the Home Equity Conversion Mortgage (HECM) origination process, and the U.S. Department of Housing and Urban Development (HUD) has recently refreshed some of its guidance documents for HECM counselors to offer essential information. HUD this month published a “toolkit” detailing how someone can become a HECM roster counselor. The

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FHA, Rural Housing Service comment on job cuts

FHA, HUD, Politics and policy, Regulation and compliance, Servicing / Ricky Vasquez

Ingrid Ripley of the Rural Housing Service, Julie Shaffer of the U.S. Department of Housing and Urban Development, and David Sheeler of Freedom Mortgage speak May 19, 2025 in New York City at the Mortgage Bankers Association’s Secondary & Capital Markets Conference.Andrew Martinez/National Mortgage News Government mortgage officials say they’re tidying up operations following the

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Texas Capital Bank appeals case against Ginnie Mae over reverse mortgage collateral

FHA, Ginnie Mae, HECM, HWmember, Lawsuit, Legal, Reverse, Texas Capital Bank / Ricky Vasquez

After lawsuit challenging the government’s authority to extinguish stakes in securitized Federal Housing Administration (FHA)-backed Home Equity Conversion Mortgages (HECMs) was recently decided in favor of Ginnie Mae, the plaintiff in the case has made good on its promise to appeal the decision. Texas Capital Bank (TCB) — which initially filed the lawsuit against Ginnie

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MBA urges overhaul of mortgage rules in letter to OMB

CFPB, FHA, HWmember, LendingLife, Mortgage, Mortgage Bankers Association, Mortgage Servicing, Regulatory, Regulatory Compliance, Trump administration / Ricky Vasquez

The Mortgage Bankers Association (MBA) submitted a formal request to the White House Office of Management and Budget (OMB) on Monday, asking for the rescission of six rules and revisions to nine others that affect the mortgage industry. These include regulations tied to servicing, the Real Estate Settlement Procedures Act (RESPA) and loan officer compensation,

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FHA cites AI emergence as it ‘archives’ inactive policy documents

Artificial Intelligence, FHA, HUD, HWmember, Mortgage, Regulatory, Technology / Ricky Vasquez

The technology posture of the federal government’s housing apparatus has been a hot topic of discussion for years. Advocates have advised — and sometimes warned — of the need to modernize the tech infrastructure at government housing agencies. With the dawn of artificial intelligence (AI) and its increasing dominance in the tech landscape, the Federal

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White House expects reverse mortgages to continue producing government receipts

HUD walks back prior default guidance as too ‘burdensome’ for mortgage servicers

Arrive Home introduces new versions of its Earned Equity Program

HUD publishes new reverse mortgage counseling guidance

FHA, Rural Housing Service comment on job cuts

Texas Capital Bank appeals case against Ginnie Mae over reverse mortgage collateral

MBA urges overhaul of mortgage rules in letter to OMB

FHA cites AI emergence as it ‘archives’ inactive policy documents

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