Loan analysis and technology firm Reverse Market Insight (RMI) on Wednesday announced an expansion of its Reverse Qualifier tool, giving reverse mortgage originators the opportunity to price and model the benefits of proprietary products from SmartFi Home Loans alongside existing capabilities for Home Equity Conversion Mortgages (HECMs). RMI initially launched Reverse Qualifier in October 2025, […]
A major shift has happened inside American housing finance, and it should have the full attention of lenders, regulators and policymakers. For the first time on record, Americans 70 and older hold a larger share of the nation’s real estate wealth than Americans aged 40 to 54. That crossover happened in 2025. Older homeowners now
Seniors Hold Record Housing Wealth, Underwriting Still Misses it Read More »
Fees for Veterans Affairs interest rate reduction refinancing loans (IRRRLs) could nearly triple if Congress passes the Take Care of America’s Veterans Act as currently proposed. Processing Content The bill has been introduced in both the House and Senate, with the lead sponsors being Rep. Mike Bost, R.-Illinois and Sen. Jerry Moran, R.-Kansas. It combines
Bill could triple fees for VA interest rate reduction refi loans Read More »