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I asked ChatGPT to pick a lender. Every loan officer should do the same. 

A few weeks ago, I opened ChatGPT and asked a question millions of homebuyers are about to start asking: “What’s the best mortgage company to get pre-approved quickly online?” Four minutes and sixteen seconds later, it gave me a specific lender. Not a list of ads. Not “consult a professional.” A name, a rationale and […]

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Line graph of US Housing Inventory Months of Supply.

Housing Affordability Levers FHFA, HUD and CFPB Can Pull Now

The President neither signed nor vetoed the 21st Century ROAD to Housing Act, proving that sometimes doing absolutely nothing is still enough to make a law.  Policymakers are calling the legislation historic, and there has been enough bipartisan back-slapping to qualify as its own round of stimulus. Its centerpiece promise is the same refrain we

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Foreclosure auctions rise in Q2 2026; FHA loans lead gains

Distressed property foreclosure auction activity continued to climb in the second quarter of 2026, driven largely by Federal Housing Administration (FHA)-insured mortgages and home loans originated after the COVID-19 housing boom, according to Auction.com‘s new Auction Market Dispatch report released Wednesday. Completed foreclosure auctions reached 66% of first-quarter 2020 levels during Q2 2026, matching a

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