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For builders, particularly in the Sun Belt, the challenge from the get-go in 2026 will be to work through surplus entry-level inventory. As monthly-payment affordability pressures from high mortgage rates and home prices plague first-time buyers, solving this supply imbalance will only occur gradually.  The wait, however long, will be both a test of patience […]

A proposal to replace the longstanding tri-merge credit report with a single-file model has reignited debate over borrower costs and systemic risk, placing trade associations on opposing sides. Supporters argue a single pull would encourage more predictive credit data and reduce systemwide costs without materially increasing risk in some cases, noting that mortgage servicing rights

Insellerate’s Aithena Aithena empowers mortgage lenders to analyze 100% of calls, coach in real time, and predict closable deals with 89.4% accuracy—right from the first conversation. Drive empathy, elevate performance, and capture more revenue with AI + Human insight.. Product Fast Facts #1 89.4% accuracy in predicting closable deals from the first call #2 38%