A switch from the industry’s standard tri-merge to a single-credit file could be done in such a way that loan-level price adjustment variations would be within acceptable limits, according to a new Mortgage Bankers Association study. Processing Content The analysis of Intercontinental Exchange data from 105,000 loans originated in the first half of 2025 finds […]
MBA findings add pressure on tri-merge status quo Read More »
Single-family construction decreased in the U.S. in 2025, with regional variations highlighting “uneven” housing market growth occurring across the country, new reporting from the National Association of Home Builders found. Processing Content Single-family starts totaled 939,182 in 2025, according to an analysis of data from the U.S. Census Bureau. The number reversed course, falling 6.9%
Where home construction is rising — and falling Read More »
Key insight: Trump promises to not sign the bill, but has not said whether he plans to veto it or not. Forward look: The bill becomes law at midnight without Trump’s signature or veto. What’s at stake: A number of community bank-favored riders are in the bill, including two brokered deposit bills. WASHINGTON — President
Trump says he won’t sign housing bill Read More »