Over more than four decades of mortgage lending, I have worked with thousands of borrowers who had real income that traditional mortgage programs could not verify. Business owners. Real estate investors. 1099 earners. Retirees with assets. Borrowers who were told they did not qualify — not because they could not afford the loan, but because […]
Non-QM Loans for Self-employed Borrowers and Investors Read More »
Mortgage lenders have made significant progress digitizing the borrower experience, but manual work and disconnected systems continue to create friction throughout the origination lifecycle. Cloud-based platforms, configurable technology and AI-assisted workflows can help lenders improve efficiency while maintaining the controls needed to manage compliance. STRATMOR Group recently published its 2025 Technology Insight® Study (TIS) Digital
Mortgage AI Integration Depends on Connected Systems Read More »
Following improvement over multiple quarters, the mortgage critical defect rate surged at the start of 2026, experiencing the biggest quarterly jump in four years, according to a new report. Processing Content Early-year mortgage rates brought an influx in the types of applications lenders had not seen much of in some time during the first quarter,
Refinances lead to early-year surge in mortgage defects Read More »