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UWM says VantageScore 4.0 improves credit for 25% of borrowers

United Wholesale Mortgage (UWM)’s early adoption of VantageScore 4.0 is shifting outcomes for one-quarter of its borrowers, the company said. It aligns with analysts’ estimates based on historical data. UWM said about 25% of its borrowers are currently seeing a more advantageous credit result when using the new model instead of a Classic FICO score. […]

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Foreclosure filings rise 13% year-over-year — South hit hardest

ATTOM reported 40,277 U.S. properties with foreclosure filings in August 2026, including default notices, scheduled auctions and bank repossessions. That was up 1% from July and 13% from August 2025, according to the company’s August U.S. Foreclosure Market Report. “August’s data shows that foreclosure activity continues to trend above year-ago levels, particularly in completed foreclosures,

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