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2025 housing starts fell 7%, but builders glimpse clues of an uptick

Single-family housing starts ticked up in December, but were down about 7.0% year-over-year in 2025. According to the National Association of Home Builders (NAHB), new residential construction is expected to stay relatively flat this year, but could rebound in 2027 if mortgage rates inch lower and pent-up demand enters the housing market.  Census data released […]

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Mixed-density housing keeps expanding as affordability reaches a breaking point

Housing affordability – and its impact on Americans’ quality of life – is becoming a market- and generation-defining issue. Higher interest rates, constrained inventory, rising land costs, and slower wage growth have combined to push homeownership further out of reach for many, especially first-time buyers, middle-income households, and those seeking new construction. At the same

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Court says Equifax VOIE terms must be rewritten

A federal judge, accusing Equifax of gamesmanship in an antitrust suit, has ordered the company to revise agreements with customers of its electronic verification of income and employment business, The Work Number.  Processing Content U.S. District Judge John F. Murphy published his order Tuesday, dealing a blow to the credit reporting agency fighting a lawsuit

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