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CHLA calls for ‘moon shot’ to boost Gen Z homeownership

A November 2025 National Association of Realtors profile of Home Buyers and Home Sellers concluded that “the typical age of first-time buyers climbed to an all-time high of 40 years.” and “The share of first-time home buyers dropped to a record low of 21%.” Processing Content The President recently issued two Executive Orders [EO on […]

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The underwriting problem crypto built: What regulators and institutions are watching

Cryptocurrency is no longer a peripheral line item in borrower financial profiles. Approximately 30% of American adults now own it. Global ownership has surpassed an estimated 500 million people. The total housing market has crossed the $1 trillion mark multiple times in recent years. These numbers mean that lenders, originators and the regulators overseeing them

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Opinion: ‘This time it’s different.’ U.S. of AmeRegCorp. AARP. UMMC. MHI. MHARR. Congress and manufactured homes

Per the Mortgage Bankers Association (MBA) website: “MBA issued a Mortgage Action Alliance (MAA) Call to Action urging members to contact their U.S. Representative to ensure…troubling provisions within the Senate-passed 21st Century ROAD to Housing Act are fixed as the House prepares its response.” A survey of quotes from various sources revealed tensions among various

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