The spring housing market came in with genuine momentum. Mortgage rates had moderated. Affordability was improving at the margins. Pent-up buyer demand was real. And running beneath all of it, quietly reshaping what buyers could actually afford, was the continued rise of homeowners insurance costs. A Pew Research Center survey conducted in March 2026 found […]
Homeowners Insurance Market Outlook for Builders in 2026 Read More »
When an industry’s incumbents can’t win on merit, they stop competing and start restricting. The MLS feed cutoffs to Zillow are the latest version of this pattern. Taxi commissions tried to slow Uber in 2014. They didn’t fight on product. They couldn’t. Uber was easier, cheaper and the cars were cleaner. So they pushed regulators
Opinion: Compass has made the MLS its proxy Read More »
There is an ongoing debate in mortgage lending about whether the industry is fundamentally broken or simply experiencing another cycle of technological evolution. Over the past decade, lenders have invested heavily in automation, OCR, verification services, title integrations and income validation tools. Artificial intelligence is now emerging as the next expected leap in efficiency. Yet
Submit-to-close Decline Signals Mortgage Process Inefficiency Read More »