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Covered Insurance, an embedded insurance platform, on Monday announced that Jerry Halbrook is taking on the roles of President and Chief Operating Officer. With more than four decades of executive leadership across mortgage lending, banking and fintech, Halbrook previously served in senior executive roles at Deloitte & Touche, Prudential Home Mortgage, Bank of America and […]

In today’s market, where affordability is stretched thin and borrower competition is fierce, lenders can’t afford to stop at “yes.” The real differentiator isn’t just qualifying a borrower for a loan – it’s finding the best product and securing the best possible terms. That’s where AI can deliver a competitive edge for mortgage originators. AI

Mortgage spreads are the hero of housing in 2025, quietly helping housing demand pick up even when nobody else notices. What are mortgage spreads? In the slow dance between the 10-year yield and 30-year mortgage rates since 1971, the mortgage spread is the distance between them — the key variable keeping them close or distant.