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 Radian’s playbook for AI: Governance, growth, and operational excellence

Behind the hype of generative AI lies a tougher reality for mortgage and real estate leaders: adoption is anything but easy. Compliance hurdles, hidden costs, and the risk of bias make success dependent on clarity, discipline, and the right expertise. Radian has spent years laying the groundwork with data science and automation, giving the company […]

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Recruiting the same loan officer and expecting different results  

Over the last 30 years in this business, I’ve seen a lot of loan officers come and go. I’ve seen  managers get promoted, demoted, and disappear. I’ve seen companies rise, fall, rebrand, and  recycle their value props like clockwork.   But the one thing that doesn’t seem to change — the thing that might actually be

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With increased defaults, when is it prudent for servicers to record loan modifications?

A question we’ve received from clients with increased frequency is whether they can forgo recording their loan modification agreement in certain circumstances or jurisdictions without jeopardizing their mortgage lien. And, as someone who has litigated several lien priority disputes stemming from an unrecorded loan modification agreement, I can say the answer isn’t always straightforward. From

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