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Consumer-permissioned is the future. Is your business ready?

You’ve built a lending process that works. Your team is efficient, your systems are dialed in and you’ve invested in technology to stay competitive. But if you still rely on credit reports, static databases or third-party records that borrowers didn’t explicitly authorize, you’re not as modern as you think. Consumer expectations have shifted. In a […]

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Pulte responds to Democrats on FHLBs, meeting transparency

A key Republican housing regulator’s responses to an inquiry from Sen. Catherine Cortez Masto, D-Nev., on the status of several Federal Home Loan Bank reforms suggests few are likely to move forward.  Federal Housing Finance Agency Director Bill Pulte, who oversees the Federal Home Loan Banks, said in a letter to the senator posted on

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Why credit score politics have nothing to do with lending

Enjoy complimentary access to top ideas and insights — selected by our editors. The political conversation in Washington about credit scores has reached a new level of absurdity. This is hardly a surprise, however, since the Trump Administration has targeted housing affordability as a national priority. But the conversation about housing in the nation’s capital

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