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ICE: Falling rates boost refinance retention to 3.5-year high

ICE Mortgage Technology said in its December 2025 Mortgage Monitor report that declining mortgage rates helped to push servicer refinance retention to 28% in the third quarter — a 3.5-year high — as more homeowners sought to lower their monthly payments. The report, released on Monday, tracks mortgage performance data from ICE’s most recent First

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Inside the brewing battle over regional Fed bank leadership

Key Insight: Expectations are building that the regional Fed president reappointments set for February will break from historical norms, with a higher likelihood of dissents from the board of governors expected at the very least. Expert Quote:  “A couple of ‘no’s’ or abstentions can illustrate that the reappointment process is not merely a rubber-stamping or

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