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Kim Smith on SmartFi’s strategy to grow the reverse mortgage pie

While the reverse mortgage industry has historically relied on specialized originators to drive volume, wholesale lender SmartFi Home Loans is looking elsewhere to expand the market. The company’s growth strategy hinges on “growing the pie” by equipping traditional, forward-centric loan officers with the tools and education needed to seamlessly offer reverse mortgages to their clients. “I hear

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Your AI Vendor Can Be Wrong, Regulators Will Still Look at You

Mortgage servicers are misreading the current moment. Enforcement looks quiet, but accountability has never been broader. The Consumer Financial Protection Bureau (CFPB) has issued zero consent orders against servicers in 2026. Enforcement staffing is being cut by 80%, and the Office of the Comptroller of the Currency’s (OCC) most significant mortgage action this year touches

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