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Banks close 2025 with strong profits, higher lending

Uncategorized / Ricky Vasquez

Processing Content Key insight: Banks made $295.6 billion in net income in 2025. Supporting data: Banks’ net interest margin hit 3.39%. Forward look: Shortly after the data window, which showed no bank failures in Q4 2025, a small Chicago bank failed in January.  Banks closed 2025 profitably, with higher rates of lending and stable credit […]

Banks close 2025 with strong profits, higher lending Read More »

Fed’s Goolsbee: Prioritize inflation before further cuts

Uncategorized / Ricky Vasquez

Key Insight: Chicago Fed President Austan Goolsbee said inflation has not eased as quickly as previously forecast, underscoring the need for a cautious approach to interest rate cuts. Expert quote: “I remain optimistic that there can be more rate cuts this year. But that hinges on seeing actual progress on inflation that shows we are

Fed’s Goolsbee: Prioritize inflation before further cuts Read More »

Harnessing AI: A Guide for Real Estate Agents

Uncategorized / Ricky Vasquez

The real estate grind never stops, and it’s downright draining. Between the endless showings, those 10 p.m. “is this a load-bearing wall?” texts from clients and the pressure to go viral on TikTok, it’s a miracle you get any sleep at all. Most agents are mainlining caffeine and secretly wishing they could clone themselves just

Harnessing AI: A Guide for Real Estate Agents Read More »

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