The bipartisan 21st Century ROAD to Housing Act (ROAD) represents the most significant housing legislation in years. Congress has done its job. Now the hard part begins. Unless it is implemented quickly and effectively, this important legislation risks joining a long list of well-intentioned laws that never fully deliver on their promise. We can’t afford […]

Over more than four decades of mortgage lending, I have worked with thousands of borrowers who had real income that traditional mortgage programs could not verify. Business owners. Real estate investors. 1099 earners. Retirees with assets. Borrowers who were told they did not qualify — not because they could not afford the loan, but because

Mortgage lenders have made significant progress digitizing the borrower experience, but manual work and disconnected systems continue to create friction throughout the origination lifecycle. Cloud-based platforms, configurable technology and AI-assisted workflows can help lenders improve efficiency while maintaining the controls needed to manage compliance. STRATMOR Group recently published its 2025 Technology Insight® Study (TIS) Digital