Two documents, one company, one month apart. In June, Fathom Holdings announced a deal that it called transformational. In July, it told federal regulators that its financial controls had failed and that past numbers might be wrong. Both statements are true. The space between them is exactly where a smart agent learns to read a brokerage. Fathom earned its following […]

Public filings show how the Ishbia family’s stake in United Wholesale Mortgage (UWM) and its sports assets underpin a network of loans, according to a Bloomberg report. Bloomberg’s review of Uniform Commercial Code (UCC) filings shows that Justin Ishbia pledged his economic interests in his private equity funds to secure loan facilities with JPMorgan Chase

After ending last week near the lowest level since July 17th, mortgage rates are moving up to start the new week. Motivations are familiar. Escalation in U.S./Iran tensions is pushing fuel prices higher and bond yields continue to correlate. Bond yields correlate with consumer interest rates with near perfection. In mortgage-specific terms, the average top-tier