Florida has taken a direct approach to one of the practical obstacles facing factory-built housing: local zoning rules that can treat a home differently simply because some or all of it was constructed somewhere other than the lot where it will ultimately sit. In 2026, the Legislature enacted section 553.385, Florida Statutes, establishing zoning parity […]

A few weeks ago I read an interview with the leader of a big IMB. His argument was that our only hope is to cap the rising cost of closing a loan and eventually lower it, and that technology is how we’ll get there. He’s right. Everyone reading this agrees with him. That’s the problem.

A homeowner sends the same message to a handful of agents. Four words. “What is your commission?” One agent writes back that commission is not something he discusses over text. The homeowner pushes. The agent holds his ground, politely and professionally, and by the fourth message the whole exchange has gone sideways. The homeowner feels