MBA white paper warns housing supply may outpace demand

For more than a decade, housing industry policymakers, researchers and other stakeholders have worked to address a persistent housing shortage in the U.S. Still, new demographic and market trends suggest the housing landscape may look markedly different in the years ahead, according to a new Mortgage Bankers Association (MBA) white paper released Monday. The paper, […]

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A faster disaster payout model for U.S. hazard insurance

In the first half of this two-part topic, I described the piecemeal nature of private hazard insurance policies, state-sponsored “last resort” programs, the National Flood Insurance Program, and federal aid through emergency declarations. This system is reactive, slow and difficult to navigate for families and businesses seeking help to recover from catastrophic events. Beyond systemic

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