For decades, the Agency Mortgage-Backed Securities (MBS) market operated on an implicit, foundational constant: a loan’s representative credit score meant Classic FICO. Capital markets desks built trading algorithms around it, risk engines calibrated duration based on it and specified pool buyers paid billions in pay-ups resting on their predictable prepayment behavior. That baseline is shifting. […]

Oklahoma-based Gateway First Bank has agreed to acquire Colonial Savings F.A., expanding its mortgage-focused banking model in Texas. Financial terms were not disclosed. The deal is designed to pair Gateway’s scale in mortgage lending and diversified banking with Colonial’s longstanding local franchise and customer relationships. Colonial has six locations across the Greater Fort Worth market. 

Settlor, a national provider of title and settlement services technology, has integrated its title production system with TitleSphere, a customer relationship management (CRM) platform for title companies and their sales and marketing teams. The integration connects Settlor’s open-API title production system to TitleSphere’s CRM, allowing title professionals to use transaction data within their production workflow.