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More Options Are Popping Up This Spring

Uncategorized / Ricky Vasquez

Did you try to buy a home last year, but you ended up pressing pause? Maybe you couldn’t find a home that really fit your needs. Or maybe the ones you liked just weren’t affordable. According to a recent survey from NerdWallet, those were the top two reasons buyers gave up on their search in […]

More Options Are Popping Up This Spring Read More »

AI isn’t to blame for the housing crisis 

Uncategorized / Ricky Vasquez

After years of serving as a convenient political target, artificial intelligence is entering a new phase of the debate: one shaped not only by state and local experimentation, but also by a more assertive federal posture. A recent Executive Order on AI directed the Justice Department to create a Litigation Task Force to challenge state

AI isn’t to blame for the housing crisis  Read More »

Opinion: FICO, the 3Bs: Fruit from a rotten tree. Here’s how we fix It.

Uncategorized / Ricky Vasquez

In November 2025, Equifax published a statement making the case that FICO is the villain in the mortgage credit cost story. It was just one more shot across the bow from the 3Bs at FICO; a battle we’ve been watching play out in real time for years. The numbers don’t lie: FICO’s per-score price has

Opinion: FICO, the 3Bs: Fruit from a rotten tree. Here’s how we fix It. Read More »

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