After a near-existential brush with legislative uncertainty, recent earnings calls from AMH and Invitation Homes offer a glimpse into how the two largest public single-family rental operators expect the market to fare now that the policy questions are settled. Following the removal of provisions in the 21st Century ROAD to Housing Act that largely froze […]

A recent global IDC study of mortgage lenders revealed that 30% of lenders took more than four weeks to close a mortgage and that 53% of processes in underwriting and decisioning were manual. Borrowers expect faster approvals and simpler digital journeys, while lenders look for AI-led origination and fraud controls, yet friction persists in achieving

On July 11, the 21st Century ROAD to Housing Act became law without President Trump’s signature.  The legislation focuses on expanding supply, modernizing housing programs and reducing barriers that have historically slowed development. It’s an important move toward increasing the number of homes we build. But as important as new construction is, another question deserves