Gov. Gretchen Whitmer wants to “build, baby, build,” but a bipartisan housing reform package is limping in the legislature. Nonetheless, a single-stair bill outside that comprehensive package has stepped up. The Michigan Senate is now weighing a pair of bills that would allow multifamily buildings up to six stories to be built with a single […]
Michigan’s single-stair reform gains as housing package languishes Read More »
As mortgage underwriting absorbs Buy Now, Pay Later (BNPL) activity, rent payment history and trended credit data, consumers face a new challenge: understanding how everyday financial behavior is being interpreted by increasingly sophisticated scoring systems. Credit modernization is not the problem. In many ways, it is overdue. The lending industry has made a strong case
BNPL, Rent and Trended Data are Reshaping How Borrowers are Judged Read More »
A fiendishly brilliant advertising copywriter working for Benetton during the “hanging chads” Presidential election controversy in 1992 took a circa-1973 Yogi Berraism and transformed it for a New York City billboard on the heavily trafficked northbound West Side Highway. “It ain’t Oval ‘til it’s Oval!” the message read, as the matter made its way up