For decades, leverage has been one of the greatest wealth-building tools available to real estate investors. The ability to control a large asset with a relatively small amount of cash has helped countless investors build portfolios, generate passive income and create long-term wealth. But somewhere along the way, many investors began treating leverage itself as […]

I watched mortgage leaders embrace AI at The Gathering in Austin. And for good reason: The tools are getting good, the productivity math is starting to math and the competitive pressure is doing what classic IMB horse races do. I left more bullish about AI in the industry than when I arrived. I also left

At the start of 2026, many homebuilding industry leaders anticipated that falling mortgage rates would revitalize consumer interest. Instead, rates have remained stubbornly elevated, with the 30-year fixed rate expected to stay in the 6%-6.5% range over the next three years. Home price appreciation has moderated, and consumer confidence has softened, creating a spring selling