1. Understand where you “stack” If you have 10 people in any organization, you’re almost always going to have 2-3 that consistently are at the top, 4-5 that stay in the middle and 2-3 who end up not working out. If you find yourself stuck in the middle 4-5, ask yourself why. You can’t judge […]

US mortgage rates dropped last week by the most since February, enticing homeowners to step up refinancing. The contract rate on a 30-year mortgage declined 10 basis points to 6.67% in the week ended Aug. 8, according to Mortgage Bankers Association data released Wednesday. The rate on a 15-year mortgage retreated below 6% for the

Following the financial crisis, the conforming secondary market created new rules for delivering data, starting with the Uniform Mortgage Data Program and the Uniform Collateral Data Portal. The UCDP rolled out in June 2011, soon followed by the Uniform Appraisal Dataset. This fall, Fannie Mae and Freddie Mac will begin testing the next big change: