The story of the 2025 housing market hasn’t been as positive as many industry professionals would like, but the last three months of the year could serve as a warm blanket to an otherwise chilly environment. On Tuesday, HousingWire’s Mortgage Rates Center showed that 30-year conforming loan rates averaged 6.38%, unchanged from a week ago. […]

Last week ended with mortgage rates dropping to their best levels since September 17th. Over the weekend, the underlying bond market maintained the gains seen on Friday afternoon, thus allowing most lenders to set rates at least as low as they were at that time. The average lender is actually just slightly lower today, thus

Amidst a credit score war, Experian has thrown the latest punch. The data and technology company will now offer VantageScore 4.0, a credit scoring model, for free to its mortgage clients in the United States. “Experian is dedicated to fostering a more competitive mortgage landscape, creating a safer and sounder market, and expanding access to