BofA Securities sees $100B in securitization issuance after record $20.9B non-QM RMBS in Q3 2025

Mortgage technology is moving quickly toward a future in which artificial intelligence can read guidelines, analyze borrower data, calculate income, identify conditions and participate in increasingly consequential decisions. That progress is real. But underneath it sits a problem the industry has not solved nearly as well: When multiple legitimate sources describe the same borrower differently,

In the puzzle game Tetris, players fit falling blocks together to create complete rows. The goal is to keep the blocks from piling up to the top of the screen. Just a few poorly placed pieces can quickly add up until there’s nowhere left to go, and then… Game over. Similarly, a slow or broken