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Two Florida residents have pleaded guilty to charges stemming from their roles in a bank-fraud scheme, which involved falsified pay stubs that conned multiple lenders to originate mortgages backed by the government-sponsored enterprises.  Processing Content In a scam that occurred in mid-2022, Orlando resident Kimberly Williams conspired with mortgage consultant and credit repair specialist Kenneth

The number of mortgage loans originated fell by 50% between 2021 and 2025, with refinancings down by almost 80%, as interest rates spiked off the record lows of the pandemic era. Processing Content But making up the gap was gains in home equity/second mortgage lending, which in 2025 now represented an “unprecedented” 17.5% share of