Author name: Ricky Vasquez

CFPB raises HMDA exemption and escrow thresholds

Lenders with less than $59 million in assets last year won’t have to share their home loan data with the government. Processing Content The Consumer Financial Protection Bureau on Wednesday raised its Home Mortgage Disclosure Act reporting exemption threshold by $1 million over the prior year, the smallest annual increase since 2023. The regulator, which […]

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The architecture of ambition: Kind Lending and CANDID partner to redefine the mortgage enterprise

In an industry often tethered to the patchwork systems of the past, true institutional growth requires more than a software update. It requires a foundational shift. Today, Kind Lending, the national mortgage powerhouse founded by industry icon Glenn Stearns, announced a strategic partnership with CANDID to execute exactly that: a comprehensive modernization of its operational

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Optimal Blue, lenders contest software price fixing claims

Optimal Blue and dozens of lenders are poking holes in an antitrust case from borrowers, suggesting a core flaw in their claims in that the vendor doesn’t operate a pricing algorithm.  Processing Content Defendants including 26 of the industry’s most prominent originators hinted at their arguments Monday in their first formal response to the lawsuit

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