Author name: Ricky Vasquez

Loan credit availability increased from a year earlier but finished 2025 at its tightest in three months, as conforming products in particular took a notable dive, according to the Mortgage Bankers Association.   Processing Content Across-the-board pullbacks, led the MBA’s mortgage credit availability index to drop 2.6% in December to a reading of 104.7 from November’s […]

Lenders with less than $59 million in assets last year won’t have to share their home loan data with the government. Processing Content The Consumer Financial Protection Bureau on Wednesday raised its Home Mortgage Disclosure Act reporting exemption threshold by $1 million over the prior year, the smallest annual increase since 2023. The regulator, which

In an industry often tethered to the patchwork systems of the past, true institutional growth requires more than a software update. It requires a foundational shift. Today, Kind Lending, the national mortgage powerhouse founded by industry icon Glenn Stearns, announced a strategic partnership with CANDID to execute exactly that: a comprehensive modernization of its operational