Author name: Ricky Vasquez

Proprietary reverse mortgages are outpacing HECMs. It’s time to raise the bar on fee transparency. 

Recently, a woman contacted me after her daughter encouraged her to get a second opinion before closing on a reverse mortgage. She had already chosen a lender, attended reverse mortgage counseling, completed her application and was ready to move forward. She simply wanted someone to review the numbers.  When I opened the Loan Estimate, one […]

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FirstTeam, Purlin on avoiding AI mistakes in real estate

FirstTeam Real Estate, a California powerhouse that reported $6.12 billion in 2025 volume across 5,978 transactions — good enough for national ranks of No. 34 and No. 67, respectively — has partnered with Purlin to deploy an artificial intelligence (AI)-powered operating system across the brokerage. The integration brings together PurlinOS, Purlin Close and Purlin Offer

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Medicare Part D support cut amid rising retiree costs

As older Americans continue to grapple with escalating housing expenses, a higher overall cost of living and growing health care costs, new Medicare Part D figures for 2027 could further influence household budgets. Adding to that financial picture, the Trump administration announced it will end a temporary Medicare Part D premium stabilization program after the

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