Author name: Ricky Vasquez

Filmed in the financial capital of the world, New York City, this HousingWire Spotlight Series explores how industry leaders are navigating market volatility, making high-stakes decisions, uncovering growth opportunities and building organizations that thrive under pressure. From leadership strategies and operational agility to innovation, talent and market position. These sessions delve into what separates companies […]

Ask any mortgage operations leader where their teams lose the most time, and you will rarely hear “underwriting decisions” or “borrower conversations.” You will hear some version of “finding things.” A customer service representative toggles between systems to answer a single borrower question. A processor hunts through policy documents to confirm a procedure. An underwriter

For decades, the mortgage industry operated with a single credit model ingrained throughout the entire life cycle of a loan. Now, the industry is faced with new models designed with the intent to help the American borrower. While there is much discussion around the benefits and efficacy of the various credit models available today, the