Author name: Ricky Vasquez

For years, electronic promissory notes occupied an awkward middle ground in mortgage lending. The concept was sound, the infrastructure was in place, and early adopters demonstrated that the model could work. Yet adoption remained uneven, often stalled by questions about investor acceptance, warehouse lender readiness and operational complexity. That hesitation is becoming harder to justify. […]

President Donald Trump delivered the annual State of the Union address to Congress on Tuesday night and touched on a wide variety of economic topics. But he barely mentioned ways to make housing more affordable for everyday Americans. Housing professionals expected the speech to include subjects like mortgage rates, affordable homeownership and a slew of

We intended to dig into LGI Homes’ fourth-quarter and full-year 2025 earnings last week. Then the National Association of Home Builders’ International Builders’ Show happened in Orlando, and the days became a blur of conversations, walking meetings, and on-the-fly triangulation among builders, capital partners, manufacturers and operators trying to answer the same question in different