Key Insight: Experts say even if regulators recalibrate capital standards, structural and competitive realities that did not exist before 2008 are the biggest drivers in their dwindling market share in mortgage origination and servicing. Nonbanks now dominate the sector, aided by leaner cost structures that are built for rate volatility — advantages that banks will […]
What’s it going to take to get banks back into mortgages? Read More »
The growing number of small property owners presents unique opportunities and challenges for lenders. Small landlords serve as a crucial segment of the real estate market, often managing fewer properties and relying on personalized strategies to operate efficiently. However, their smaller scale of operations can sometimes complicate loan evaluations. When evaluating small property owners, lenders
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Former Federal Housing Commissioner Brian Montgomery is joining VA lender Newday USA as vice chairman of its advisory board. Processing Content “Brian’s record of leadership at the highest levels of federal housing finance speaks for itself,” said Rob Posner, CEO of Newday USA in a press release. “As we continue to set new standards and
Brian Montgomery joins Newday advisory board as vice chair Read More »