Author name: Ricky Vasquez

The two remaining large non-bank mortgage lenders that boost their conforming limits well in advance of the Federal Housing Finance Agency’s annual announcement have gone even higher than the competition in raising their preliminary thresholds. Processing Content The move comes as the Mortgage Bankers Association Weekly Applications Survey Market Composite Index for Sept. 11 ended […]

Key insight: The CSBS framework covers generative and agentic AI, the technology the Federal Reserve, OCC and FDIC placed outside the scope of their revised model risk guidance in April. What’s at stake: State agencies supervise 3,355 of the country’s 4,233 FDIC-insured banks and savings institutions, so most U.S. banks may face the new questions