Author name: Ricky Vasquez

Wholesale rate sheets reprice higher on bond turmoil: what to do next

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The immediate impact of Wednesday’s turmoil in the Treasury markets was felt by many in the mortgage business, including brokers, whose wholesalers sent out new rate sheets during the day. Lenders, instead of quoting a static rate, should structure client pre-approvals around multiple interest rate scenarios to keep prospective buyers active even as purchasing power […]

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Data Centers Are Moving Closer to Homes. What Does That Mean for You?

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Data centers probably weren’t on your list of things to think about when buying or selling a home. School districts? Sure. How close you are to family? Absolutely. A large building full of computer servers down the road? Probably not. But that may be changing. Data centers are popping up in more communities across the

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Researchers find a hole in Microsoft’s anti-spoofing fix

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Key insight: A message sent with an empty return address gets accepted by Microsoft 365 tenants that have Reject Direct Send switched on, while an otherwise identical message gets turned away. What’s at stake: The technique requires no stolen password, no compromised account and no answered multi-factor prompt, so defenses built around protecting logins do

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