Author name: Ricky Vasquez

How the federal student-loan overhaul may impact banks

Key insight: Major changes in the federal student-loan program, authored by congressional Republicans and the Trump administration, offer both opportunity and peril for banks. Supporting data: The $10.8 billion private student-loan market is expected to grow substantially, potentially offering a new opportunity for big banks, several of which exited the market over the last 10 […]

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GSE capital rule revamp plan coming soon, investor predicts

The Trump administration’s interest in regulatory capital reform could extend to the government-sponsored enterprises in ways that could build value for a new offering of shares, one investor says. Processing Content President Trump’s executive order on mortgage credit and the Basel III re-proposal point to interest in rewriting the enterprises’ regulatory capital framework, wrote Glen

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Where home prices and income diverge the most and least

Even though housing prices have stabilized since the pandemic, homeownership is more difficult in some states than others. Processing Content Hawaii, California and Utah have the highest median sale price to personal income ratios, making them some of the least affordable markets in May, according to a report by BestBrokers. In Midwestern and Southern states

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